By accessing or using Sparsia ("the Service"), operated by Sparsia ("we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree, you may not use the Service.
We may update these Terms from time to time. Continued use of the Service after changes are posted constitutes acceptance of the revised Terms.
Sparsia is an AI-powered life decision engine. It helps users make decisions about products, travel, career paths, education, relationships, and other life choices by researching options and providing a single opinionated recommendation with reasoning, tradeoffs, and a confidence score.
Important: Sparsia provides informational suggestions only. Sparsia is NOT a licensed advisor of any kind — not financial, medical, legal, real estate, or otherwise. All verdicts are AI-generated opinions based on publicly available information and should not be relied upon as professional advice. Users are solely responsible for their own decisions and actions. Sparsia and its operators accept no liability whatsoever for outcomes resulting from actions taken based on Sparsia's recommendations.
AI-Generated Content: All recommendations, reasoning, and analysis provided by Sparsia are generated by artificial intelligence models and may contain errors, inaccuracies, or outdated information. Users should independently verify any recommendation before making significant decisions, especially those involving financial commitments, health, safety, or legal matters.
You must be at least 18 years old to use the Service. You are responsible for maintaining the confidentiality of your account credentials. You agree to provide accurate information and to update it as necessary.
You are responsible for all activity that occurs under your account. Notify us immediately if you suspect unauthorized access.
Sparsia offers a free tier and paid subscription plans: Pro ($7.99/month or $59.99/year) and Pro+ ($14.99/month or $119.99/year). All prices are in USD and subject to applicable taxes.
Subscriptions renew automatically at the end of each billing period. You may cancel at any time through your account settings or the Stripe billing portal. Cancellations take effect at the end of the current billing period.
Refund requests are evaluated on a case-by-case basis. Annual billing discounts are available and are non-refundable once the billing period has started.
You agree not to:
All content, intelligence data, scoring methodologies, user interface designs, and proprietary algorithms are the property of Sparsia. You may not copy, modify, or create derivative works from the Service without written permission.
You retain ownership of any data you upload or input into the Service. By using the Service, you grant us a limited license to process your data solely for the purpose of providing the Service.
The Service is provided "as is" without warranties of any kind. Sparsia does not guarantee the accuracy, completeness, or timeliness of any intelligence data.
Market intelligence is inherently uncertain. Confidence scores and momentum indicators are estimates based on available information and should not be relied upon as the sole basis for investment decisions.
To the maximum extent permitted by law, Sparsia shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Service.
You agree to indemnify and hold harmless Sparsia and its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of the Service or violation of these Terms.
Your use of the Service is also governed by our Privacy Policy. We collect, use, and protect your information as described therein.
We may suspend or terminate your access to the Service at any time for violation of these Terms or for any other reason at our sole discretion. Upon termination, your right to use the Service ceases immediately.
You may request account deletion and data export at any time by contacting support.
We reserve the right to modify, suspend, or discontinue any part of the Service at any time. We will provide reasonable notice for material changes that affect your subscription.
The Service integrates with third-party providers for research, payment processing, and infrastructure. We are not responsible for the content, policies, or practices of third-party services. Your use of such services is subject to their respective terms and conditions.
These Terms are governed by the laws of the State of Delaware, United States. Any disputes shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.
If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect. Our failure to enforce any right or provision does not constitute a waiver of that right.
For questions about these Terms, contact us at legal@sparsia.com.